威廉D. 福特联邦直接贷款


MGM游戏已经改名为威廉D. 福特联邦直接贷款计划(直接贷款). 根据直接贷款计划, the funds for your loan come directly from the federal 政府ernment and NOT from a bank, 信用合作社, 或其他借贷机构. 由于这个变化, ALL students who are requesting a student loan will be required to complete a Master Promissory Note and Loan 入学咨询, even if you have already completed this in the past.

Students who are registered for at least six credit hours and who are in good academic standing may be eligible for a Federal Direct Student Loan. A dependent student can borrow the following loan amounts:

 
一年级的学生,大一新生
 
0-29小时了
$3,500
 
二年级学生,二年级
 
30-59小时了
$4,500
 
三年级和四年级学生,初中生和高中生
 
60 - 186个小时了
$5,500


An independent student or dependent student whose parents are unable to get a PLUS loan can borrow up to:

 
$9,500 as a first year student (only $3,500 can be subsidized)
 
 
$10,500 as a second year student (only $4,500 can be subsidized)
 
 
$12,500 as a third year student (only $5,500 can be subsidized)
 

Student must file a FAFSA form to determine family contribution. Amount of family contribution figure determines eligibility for either a subsidized or unsubsidized Direct Loan. Interest on subsidized loan is paid by federal 政府ernment while student is enrolled at least half-time and for six months after student leaves school; interest on unsubsidized loan is by student. Repayment of principal begins six months after the borrower is no longer at least half-time student.

Delayed disbursement of funds (30 days after the first day of instruction) is required for all first-time borrowers for Direct Loan program.

直接贷款申请程序

所有申请人须知:

  • A student must be enrolled for at least six (6) credit hours and in good academic standing to be eligible for a student loan.
  • The results of the Free 应用程序 for Federal Student Aid (FAFSA) must be on file at the college before a loan can be processed.
  • 所有直接贷款借款人必须填写一份 网上贷款入学面试.
  • All borrowers must complete a new Master Promissory Note (MPN) online.

学生申请直接贷款:

  1. 登录到 入学咨询
  2. 完成入学咨询
  3. 必须从哪里取回学生密码 www.销.ed.政府 完成下一步
  4. 登录到 http://studentloans.gov/myDirectLoan/index.action and click on "Complete New MPN for Student 贷款"
  5. 完整的主本票

家长申请直接贷款:

完整的论文 Federal Direct PLUS Loan Credit 应用程序 (2018-2019) or Federal Direct PLUS Loan Credit 应用程序 (2019-2020) 并邮寄或传真(附上退货信息).

或以电子方式完成以下步骤:

  1. 检索父密码 www.销.ed.政府 完成“直接父母+”
  2. 登录到 www.热门产品.政府 并填写PLUS贷款申请请求
  3. 完成附加贷款主本票

额外的信息

直接贷款支付贷款(减去1.5% origination fee) in two installments (disbursements) directly to the college. Funds are credited to students accounts through an electronic funds transfer (EFT) process. 如果你是第一次借债, your loan cannot be disbursed until at least 30 days after the day of school.

  1. If loan funds for a student who is not enrolled for at least six (6) credit hours are disbursed, 资金必须返还 直接贷款.
  2. Withdrawing from the college: If the student totally withdraws from college prior to completing 60% of the semester, the loan must be prorated based on the number of days in attendance. Loan funds unearned must be returned to the lender. 如果贷款是用来支付学费的话, the student may now have an outstanding bill with the college.
  3. Loan Exit Interview is required upon graduation or when the student ceases to be enrolled for at least six (6) credit hours.

高级离职面谈(毕业生)

U.S. 教育部 regulations require Federal Stafford and Federal Unsubsidized Stafford Loan recipients to complete Exit Loan Counseling when graduating from or when leaving MGM游戏 College. Students who borrowed Stafford and/or Unsubsidized Stafford 贷款 can meet this requirement on-line, 请 点击这里. This is an opportunity for your lender to remind you of your rights and responsibilities as a student loan borrower.

Please note that you will be required to provide three personal references for Exit Loan Counseling. One of these references must be the address of your immediate next of kin. All references should be adults who live at separate addresses. 地址必须包括street和/或P.O. Box numbers, city, state, zip codes, and complete phone numbers.

For a complete listing of your financial aid history, you can access the National Student Loan Data System at www.nslds.ed.政府. You will be required to set up an identification profile for security purposes. The National Student Loan Data System is maintained by the U.S. 教育部.